Fintech Notebook
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About

Tyler Brown

Tyler Brown is an independent analyst, strategist, and journalist known for fintech market insights, competitive analysis, and color commentary. He publishes the Fintech Notebook newsletter, a weekly briefing for fintech operators, strategists, and investors.

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Featured Press

American Banker Finastra accelerates its global push with new offices On why Atlanta is emerging as a fintech hub, and Finastra's stablecoin calculus. December 19, 2025 American Banker Why banks aren't happy with their core tech providers On judging core providers by tomorrow's strategy fit, not just today's service. March 21, 2025 American Banker Bespin Global expands open banking offerings via partnership On why open banking APIs are a competitive edge, not just a compliance box to check. March 11, 2025 Banking Dive Fintech One offers BNPL at Walmart stores: report On why Walmart's in-house BNPL won't dent Affirm's business, but deepens loyalty. April 23, 2024 FinTech Futures FinovateSpring 2025: Day two showcases the evolution of banking partnerships and customer onboarding On banks risking being "held down by legacy architecture and inertia" if modernization stalls. May 9, 2025 Finopotamus FinovateSpring 2025 Analyst All Stars Deliver On digital banking's next stage being seamless cross-channel journeys, not the channel itself — and why modernization starts with an honest read of readiness. May 9, 2025

Featured Appearances

Tyler Brown speaking at Finovate 2025

Finovate Spring 2026

The $61 Trillion Handover: What Banks Should Know About Serving the AI-Fluent Consumer

Finovate Fall 2025

The FI's road to real-time payments: Strategies for adoption, infrastructure, and experience

Finovate Spring 2025

Analyst All-Stars: A Framework for Bank Tech

The Digital Banking Podcast

CCG Catalyst's Vision for the Future with Tyler Brown

Alkami

Preparing for Open Banking in the U.S. – A Masterclass for Banking Executives

Speaking & Advisory

Available for select institutional clients and bank innovation teams.

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Newsletters

Publishing now.

Experience

A decade across three research desks.

350+ Published articles and reports
60+ Senior bank executives interviewed
10 yrs In fintech and banking research

EMARKETER

Senior Analyst, Banking

CCG Catalyst

Senior Research Analyst

Javelin Strategy & Research

Analyst, Digital Banking

Research

Selected published work

CCG Catalyst

New Frontiers 2024

To set forward-looking strategies, bank executives must be on top of today's trends. This report is designed to help leaders understand what innovations dominate the conversation and where they're headed. It is based on CCG Catalyst's New Frontiers Survey 2024, which asked C-level bank executives in the US about their attitudes and priorities.

What's Next for BaaS

Business challenges and regulatory pressure have pushed BaaS sponsor banks and their partners to revisit their operations, pivot their strategies, and in some cases, drop out entirely. This report looks at the state of the BaaS market, what went wrong with it, the way forward for sponsor banks, and our outlook on the future of BaaS and embedded finance.

US Open Banking 2024

With the long-awaited release of the Consumer Financial Protection Bureau's proposed open banking rule, the US is one step closer to requiring that financial institutions securely share certain financial data with third parties at their customers' request. This report looks at how we got here, the rule's implications, practical considerations, and what to do next.

EMARKETER

Mobile Banking Emerging Features Benchmarks

These annual studies gauge customer demand for 20+ tier-1 and tier-2 US financial institutions' mobile banking features, driven by consumer satisfaction data from an exclusive survey and hands-on app research.

The Bank in 2025

Leading banks and technology providers have revisited their channel strategies as they face fintech competition. This report builds upon interviews with senior executives at financial institutions, fintechs, and vendors about how they're pursuing change driven by the fintech ecosystem or reacting to it.

The Banking Heads of Digital Report

Digital is integral to the customer experience, and banks' heads of digital are the lynchpin. Based on exclusive interviews with senior executives at global financial institutions, this report illuminates how heads of digital define their roles and their place in the organization; how trends are shaping their responsibilities; the greatest challenges heads of digital face; and the priorities they've set for the future.

Javelin Strategy & Research

Digital Banking Benchmarking Program

This program blends extensive digital channel scorecards with survey-based customer research to rank the online and mobile experiences at the largest banks in the US and Canada. The data feeds consulting engagements, and scorecard data is published as a report and incorporated into other content.

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